Dental Insurance – Flower Mound, TX

Helping You Navigate Complicated Coverage

Parents and child smiling after visiting their dental insurance dentist

Do you have a hard time getting the most out of your dental insurance plan because of the varying coverage, complicated jargon, and have a difficult time finding the answers you need? Our team at Lauri Barge, DDS is happy to help make navigating your plan easier. Just call us! We’ve also included some helpful basic information about how dental insurance plans work below, for your convenience.

Understanding How Dental Insurance Works

Patient looking at dental insurance forms on smartphone

The best way to better understand how dental insurance works is to commit a few key terms to memory:

  • The deductible is a set amount of money that your insurance company will require you to pay out-of-pocket before your benefits will begin covering your treatments. This number can vary from plan-to-plan, so be sure to call your insurance provider to check what it is.
  • The maximum is a capped-off amount of money that your dental insurance company will pay out for your treatments over the course of a calendar year. Once you meet this amount, you’ll need to pay out-of-pocket for any additional procedures.
  • The premium is the monthly or annual amount that you pay to receive coverage.

What Does My Dental Insurance Cover?

Person holding a model tooth in one hand and a number of coins in another

It’s important to keep in mind that dental insurance coverage varies greatly from plan-to-plan, so to find out if a specific treatment is covered by your provider, you’ll need to contact them directly. That being said, many plans determine coverage based on a 100-80-50 structure. This means that they cover 100 percent of preventive care like checkups and cleanings, 80 percent of basic treatments like cavity fillings, and 50 percent of more invasive procedures like root canal therapy.

Our In-Network Dental Insurance Providers

Dental team member and patient reviewing dental insurance forms

Dr. Lauri Barge is proud to be in-network with most major dental insurance plans offered in our area. Below, you can find a non-exhaustive list of plans that we accept. Being “in-network” with a plan means that we’ve negotiated special, discounted rates and fees with these providers to help our patients save from out-of-pocket costs. If you have any questions, please don’t hesitate to call our dental office.

Our dental office is in-network with the following insurance plans:

  • Aetna
  • Ameritas
  • Assurant
  • BlueCross BlueShield
  • Cigna
  • Cypress
  • Delta Dental
  • Dental Health Alliance
  • Dental Network of America
  • Direct Dental Administrators
  • MetLife
  • Humana
  • Principal
  • Guardian
  • … and many more!

Please contact our friendly team if you don’t see yours.